|
SIGNATURE LOANS |
||||
|
Type |
Terms |
APR* |
Limit |
|
|
Signature Loan |
up to 48 months |
12.75% up to 18.00% |
$ 10,000.00 |
|
|
Line of Credit |
up to 48 months |
9.00% Variable |
$10,000.00 |
|
|
SHARES PLEDGED |
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|
Type |
Terms |
APR* |
Description |
Limit |
|
Regular Shares |
up to 120 months |
5.50% |
$500 minimum advance |
$500,000 |
|
Share Certificate |
up to 120 months |
2.00% above certificate rate |
$500,000 |
|
|
VEHICLE LOANS |
||||
|
Type |
Terms** |
APR* |
|
Limit |
|
Vehicle
|
84 months |
as low as 6.50% |
$35,000.00 and up |
100% NADA Value |
|
72 months |
as low as 6.25% |
$ 25,000.00 and up |
100% NADA Value |
|
|
60 months |
as low as 5.95% |
|
100% NADA Value |
|
|
48 months |
as low as 5.75% |
100% NADA Value |
||
|
36 months |
as low as 5.50% |
100% NADA Value |
||
|
3-4 years old add 1% to the above rates |
5-6 years old add 2% to the above rates |
7-12 years old add 3% to the above rates |
|
|
| Payback period may vary based upon the amount financed. | ||||
*APR = Annual Percentage Rate
**Terms are determined by amount of loan
- Loan terms and interest rates may be adjusted based upon the applicant’s credit-worthiness as well as market terms and rates.
- Loan request must be for $500.00 or more
- Co-Borrower/Co-Signer/Co-Maker/Guarantor may be required to qualify the maker for a loan.
- No loan shall be made to an individual or entity that is not a member of this credit union.
